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Название: New frontiers in banking services
Авторы: Anderloni L. (ed.), Braga M.D. (ed.), Carluccio E.M. (ed.)
Аннотация:
This book is devoted to an issue that is the subject of growing interest
amongst policy makers, financial providers and academics. That issue is
the problem of unbanking or underbanking in developed countries. The
issue has arisen because, faced with an ever more sophisticated and
efficient financial system, an increasing number of people have found
themselves in danger of being excluded from it.
The goal of the papers that follow is to draw attention, both through a
theoretical framework and through field study, to the need for banks,
financial institutions, public authorities and non profit associations to
increase their efforts to understand the process of financial exclusion, so
that they can develop approaches to help people on low to moderate
incomes to gain access to the whole range of financial services, from
payment to savings, and from loans to investment. Some farsighted banks
and financial institutions have already developed strategies, and introduced
new products and services, to promote financial inclusion in these
untapped markets.