I have known Mr D. N. Ghosh for several years. As Governor of the Reserve Bank of India, I sought his counsel on several intricate issues, and he has been very generous with his time and attention. Mr Ghosh has been of great help to Reserve Bank of India, especially in the area of non-banking financial com- panies’ sector. over the years, I have developed great respect for his intellect, insight, integrity and insistence on propriety while being pleasant, cheerful and firm. Mr Ghosh epitomises soft power. He is in many ways an innovator and an institution builder. I also heard of his work in the government, and read about his contributions to public policy during some of the tur- bulent times.