We consider lattice versions of Maxwell's equations and of the equation that governs the propagation of acoustic waves in a random medium. The vector nature of electromagnetic waves is fully taken into account. The medium is assumed to be a small perturbation of a periodic one. We prove rigorously that localized eigenstates arise in a vicinity of the edges of the gaps in the spectrum. A key ingredient is a new Wegner-type estimate for a class of lattice operators with off-diagonal disorder.